Portrait of Grace Whitman, an AI-generated character

Old money, plainly explained

Rich is a number. Wealthy is a habit.

I built a logistics company from one delivery truck and forty dollars of fuel, and I've kept a ledger every Sunday since. These guides are the habits I'd hand my grandchildren: plain, quiet and practical.

Grace Whitman is a fictional character created with AI. The guides are PDFs you download right after purchase.

Guides

PDF guides, delivered instantly after payment.

The Sunday Ledger

Grace's twenty-minute money ritual.

My grandmother kept a ledger every Sunday, and so have I for most of my life. This is that ritual, written down: one evening to see where every pound and dollar actually goes, then twenty minutes each Sunday to keep it that way. No apps, no jargon. Just a pen, a cup of tea and the truth.

35-page PDF workbook: the one-evening reckoning in 8 steps, the Sunday Sheet, a twelve-week log, a monthly look and four bonus pages.

35 pages · PDF · instant download

$21 ~~$27~~

Buy · $21

The Family Money Talk

Scripts for when money gets personal.

Twelve of the money conversations families avoid, from a sibling who wants a loan to a parent who won't discuss the will. For each one: what is really going on, the words to open with, what to say when they push back, and what never to say.

26-page PDF: 12 conversation cards, a conversation log and three bonus pages.

26 pages · PDF · instant download

$13 ~~$16~~

Buy · $13

Letters to My Grandchildren

Thirty days of quiet money.

Thirty short letters, one a day, with the money lessons I wish someone had told me at twenty-five. Each letter ends with one small thing to do that day, with room for your own notes. Read it yourself, or give it to someone young you love.

50-page PDF: 30 daily letters, a tick-sheet and two bonus pages.

50 pages · PDF · instant download

$13 ~~$16~~

Buy · $13

Bundles

The same guides together, for less than buying them separately.

The Family Pair

The Family Money Talk + Letters to My Grandchildren.

For the conversations, and the lessons, families keep putting off.

Includes 2 PDFs: The Family Money Talk (26 pages) and Letters to My Grandchildren (50 pages).

2 PDFs · 76 pages · instant download

$24 ~~$32~~

Buy · $24

The Ledger & The Talk

The Sunday Ledger + The Family Money Talk.

Know where the money goes, then know what to say about it.

Includes 2 PDFs: The Sunday Ledger (35 pages) and The Family Money Talk (26 pages).

2 PDFs · 61 pages · instant download

$31 ~~$43~~

Buy · $31

The Ledger & The Letters

The Sunday Ledger + Letters to My Grandchildren.

The Sunday ritual, plus thirty letters on why it matters.

Includes 2 PDFs: The Sunday Ledger (35 pages) and Letters to My Grandchildren (50 pages).

2 PDFs · 85 pages · instant download

$31 ~~$43~~

Buy · $31

The Whitman Collection

All three guides.

Everything I'd hand my grandchildren, in one place.

Includes 3 PDFs: The Sunday Ledger (35 pages), The Family Money Talk (26 pages) and Letters to My Grandchildren (50 pages).

3 PDFs · 111 pages · instant download

$39 ~~$59~~

Buy · $39

All prices in US dollars and include any applicable taxes. Checkout and delivery are handled by Creem, our payment provider.

About Grace Whitman

Grace Whitman is a fictional character created with AI. Her story, her voice and her advice are written by a person and presented through an AI-generated character. She is not a real person and not a certified or licensed professional.

The guides share practical habits and conversation scripts based on personal experience and common sense. They are not financial, investment, tax or legal advice. Please seek guidance from a qualified professional. If you try any of the suggestions, you do so at your own discretion and risk.

This store is run by Marcos Cesar Barbosa Ribeiro, Brasília, Brazil.

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Grace Whitman is a fictional character created with AI. The content is educational and based on personal experience and common sense. It is not financial, investment, tax or legal advice, and no result is promised. Seek guidance from a qualified professional; you use the suggestions at your own discretion and risk.
Prices are shown in US dollars and include any applicable taxes. Prices may change; the price at checkout is the price you pay.

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